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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,587 | $156,398-94.5% | $147,318-94.2% | $138,895-93.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 29.16% | 78.75%-49.6pp | 70.43%-41.3pp | 145.39%-116.2pp |
| Employer contribution / active EE | $1,326 | $4,853-72.7% | $4,593-71.1% | $4,194-68.4% |
| Participant deferral / active EE | $3,714 | $8,237-54.9% | $7,906-53.0% | $6,396-41.9% |
| Admin fee / account holder | $1,327 | $14,976-91.1% | $13,708-90.3% | $12,562-89.4% |