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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,986 | $110,410-92.8% | $102,437-92.2% | $145,897-94.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.49% | 24.85%-13.4pp | 24.95%-13.5pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,736 | $4,217-58.8% | $3,871-55.2% | $4,663-62.8% |
| Participant deferral / active EE | $2,026 | $5,622-64.0% | $5,060-60.0% | $6,689-69.7% |
| Admin fee / account holder | $578 | $9,745-94.1% | $8,388-93.1% | $13,390-95.7% |