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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,769 | $154,228-39.2% | $145,433-35.5% | $137,256-31.7% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 20.30% | 74.59%-54.3pp | 66.58%-46.3pp | 220.34%-200.0pp |
| Employer contribution / active EE | $4,105 | $4,804-14.5% | $4,554-9.9% | $4,156-1.2% |
| Participant deferral / active EE | $11,418 | $8,216+39.0% | $7,897+44.6% | $6,407+78.2% |
| Admin fee / account holder | $591 | $14,344-95.9% | $13,129-95.5% | $12,270-95.2% |