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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,924 | $76,519-94.9% | $56,025-93.0% | $145,897-97.3% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 15.20% | 3017.03%-3001.8pp | 1712.69%-1697.5pp | 552.29%-537.1pp |
| Employer contribution / active EE | $393 | $1,383-71.6% | $1,042-62.2% | $4,663-91.6% |
| Participant deferral / active EE | $555 | $2,624-78.9% | $1,955-71.6% | $6,689-91.7% |
| Admin fee / account holder | $379 | $3,331-88.6% | $2,828-86.6% | $13,390-97.2% |