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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,516 | $87,166-40.9% | $76,735-32.9% | $137,256-62.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 9.07% | 26.50%-17.4pp | 29.77%-20.7pp | 220.34%-211.3pp |
| Employer contribution / active EE | $2,819 | $2,904-2.9% | $2,454+14.9% | $4,156-32.2% |
| Participant deferral / active EE | $5,988 | $4,726+26.7% | $4,088+46.5% | $6,407-6.5% |
| Admin fee / account holder | $3,570 | $8,403-57.5% | $7,189-50.3% | $12,270-70.9% |