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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,564 | $185,312+53.0% | $161,489+75.6% | $154,746+83.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.04% | 103.84%-85.8pp | 89.72%-71.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $19,131 | $4,769+301.1% | $4,268+348.2% | $4,379+336.9% |
| Participant deferral / active EE | $12,518 | $6,350+97.1% | $5,630+122.4% | $6,730+86.0% |
| Admin fee / account holder | $4,064 | $18,654-78.2% | $16,006-74.6% | $14,365-71.7% |