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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,246 | $178,174-88.1% | $156,181-86.4% | $137,256-84.5% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.8%+1.2pp | 80.0%0pp |
| Annual return | 14.33% | 84.19%-69.9pp | 64.87%-50.5pp | 220.34%-206.0pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,330 | $6,888+20.9% | $6,132+35.8% | $6,407+30.0% |
| Admin fee / account holder | $46,188 | $17,404+165.4% | $14,586+216.7% | $12,270+276.4% |