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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,328 | $183,592+14.6% | $155,567+35.2% | $145,959+44.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.89% | 61.24%-54.3pp | 64.74%-57.8pp | 561.95%-555.1pp |
| Employer contribution / active EE | $20,382 | $5,315+283.5% | $4,674+336.1% | $4,661+337.3% |
| Participant deferral / active EE | $22,051 | $6,464+241.1% | $5,628+291.8% | $6,689+229.7% |
| Admin fee / account holder | $1,565 | $19,318-91.9% | $15,916-90.2% | $13,398-88.3% |