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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,307 | $166,268-86.0% | $165,100-85.9% | $145,897-84.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | -78.63% | 100.52%-179.1pp | 70.21%-148.8pp | 552.29%-630.9pp |
| Employer contribution / active EE | $6,176 | $5,284+16.9% | $4,348+42.0% | $4,663+32.5% |
| Participant deferral / active EE | $15,208 | $6,964+118.4% | $6,035+152.0% | $6,689+127.3% |
| Admin fee / account holder | $448 | $16,659-97.3% | $12,696-96.5% | $13,390-96.7% |