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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,826 | $51,638-84.8% | $68,368-88.6% | $82,448-90.5% |
| Participation rate | 82.1% | 63.6%+18.5pp | 73.8%+8.4pp | 68.1%+14.1pp |
| Annual return | 28.60% | 37.53%-8.9pp | 292.57%-264.0pp | 41.64%-13.0pp |
| Employer contribution / active EE | $0 | $2,047-100.0% | $2,649-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,775 | $2,914+29.6% | $4,123-8.4% | $4,139-8.8% |
| Admin fee / account holder | $710 | $4,643-84.7% | $5,150-86.2% | $7,234-90.2% |