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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,340 | $61,125-71.6% | $94,057-81.6% | $87,485-80.2% |
| Participation rate | 61.3% | 64.1%-2.8pp | 73.3%-12.1pp | 68.9%-7.6pp |
| Annual return | 22.89% | 35.20%-12.3pp | 480.62%-457.7pp | 26.06%-3.2pp |
| Employer contribution / active EE | $2,360 | $2,136+10.5% | $2,933-19.5% | $2,596-9.1% |
| Participant deferral / active EE | $2,649 | $3,260-18.8% | $4,709-43.8% | $4,274-38.0% |
| Admin fee / account holder | $594 | $5,629-89.4% | $7,244-91.8% | $7,775-92.4% |