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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,473 | $160,070+14.6% | $147,117+24.7% | $145,897+25.8% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 14.56% | 98.69%-84.1pp | 420.54%-406.0pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,329 | $5,285-55.9% | $4,932-52.8% | $4,663-50.0% |
| Participant deferral / active EE | $11,035 | $8,419+31.1% | $8,065+36.8% | $6,689+65.0% |
| Admin fee / account holder | $16,511 | $15,035+9.8% | $12,993+27.1% | $13,390+23.3% |