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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,547 | $185,312-94.3% | $161,489-93.5% | $154,746-93.2% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 23.46% | 103.84%-80.4pp | 89.72%-66.3pp | 172.34%-148.9pp |
| Employer contribution / active EE | $1,109 | $4,769-76.7% | $4,268-74.0% | $4,379-74.7% |
| Participant deferral / active EE | $5,042 | $6,350-20.6% | $5,630-10.5% | $6,730-25.1% |
| Admin fee / account holder | $1,240 | $18,654-93.4% | $16,006-92.3% | $14,365-91.4% |