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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,547 | $172,111-93.9% | $150,298-93.0% | $137,256-92.3% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 23.46% | 69.37%-45.9pp | 62.79%-39.3pp | 220.34%-196.9pp |
| Employer contribution / active EE | $1,109 | $4,636-76.1% | $4,154-73.3% | $4,156-73.3% |
| Participant deferral / active EE | $5,042 | $6,166-18.2% | $5,453-7.5% | $6,407-21.3% |
| Admin fee / account holder | $1,240 | $16,471-92.5% | $14,116-91.2% | $12,270-89.9% |