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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,052 | $154,228+204.8% | $145,433+223.2% | $137,256+242.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.75% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $6,474 | $4,804+34.8% | $4,554+42.1% | $4,156+55.8% |
| Participant deferral / active EE | $17,119 | $8,216+108.3% | $7,897+116.8% | $6,407+167.2% |
| Admin fee / account holder | $2,235 | $14,344-84.4% | $13,129-83.0% | $12,270-81.8% |