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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,954 | $201,370-49.4% | $184,256-44.7% | $145,897-30.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 25.61% | 29.05%-3.4pp | 28.85%-3.2pp | 552.29%-526.7pp |
| Employer contribution / active EE | $14,046 | $7,024+100.0% | $6,427+118.5% | $4,663+201.2% |
| Participant deferral / active EE | $16,751 | $9,808+70.8% | $9,133+83.4% | $6,689+150.4% |
| Admin fee / account holder | $1,094 | $16,364-93.3% | $13,899-92.1% | $13,390-91.8% |