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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,504 | $162,136+18.7% | $152,301+26.4% | $154,746+24.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.97% | 91.02%-75.1pp | 80.50%-64.5pp | 172.34%-156.4pp |
| Employer contribution / active EE | $9,097 | $4,890+86.0% | $4,624+96.7% | $4,379+107.7% |
| Participant deferral / active EE | $15,724 | $8,341+88.5% | $8,004+96.5% | $6,730+133.6% |
| Admin fee / account holder | $2,847 | $15,759-81.9% | $14,398-80.2% | $14,365-80.2% |