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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,943 | $185,312-33.7% | $161,489-23.9% | $154,746-20.6% |
| Participation rate | 44.4% | 82.5%-38.0pp | 78.7%-34.3pp | 80.7%-36.3pp |
| Annual return | 17.24% | 103.84%-86.6pp | 89.72%-72.5pp | 172.34%-155.1pp |
| Employer contribution / active EE | $2,739 | $4,769-42.6% | $4,268-35.8% | $4,379-37.5% |
| Participant deferral / active EE | $7,404 | $6,350+16.6% | $5,630+31.5% | $6,730+10.0% |
| Admin fee / account holder | $1,846 | $18,654-90.1% | $16,006-88.5% | $14,365-87.1% |