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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,943 | $227,399-45.9% | $189,758-35.2% | $198,609-38.1% |
| Participation rate | 44.4% | 84.0%-39.6pp | 79.8%-35.4pp | 82.4%-37.9pp |
| Annual return | 17.24% | 61.03%-43.8pp | 52.62%-35.4pp | 202.70%-185.5pp |
| Employer contribution / active EE | $2,739 | $5,526-50.4% | $4,767-42.5% | $5,055-45.8% |
| Participant deferral / active EE | $7,404 | $6,837+8.3% | $5,856+26.4% | $6,977+6.1% |
| Admin fee / account holder | $1,846 | $25,162-92.7% | $20,388-90.9% | $19,030-90.3% |