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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,701 | $212,777-95.9% | $173,703-95.0% | $198,609-95.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 20.85% | 18.82%+2.0pp | 17.46%+3.4pp | 202.70%-181.8pp |
| Employer contribution / active EE | $1,418 | $5,214-72.8% | $4,288-66.9% | $5,055-72.0% |
| Participant deferral / active EE | $3,030 | $5,697-46.8% | $4,854-37.6% | $6,977-56.6% |
| Admin fee / account holder | $1,834 | $19,536-90.6% | $15,562-88.2% | $19,030-90.4% |