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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,701 | $161,352-94.6% | $134,172-93.5% | $137,256-93.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 20.85% | 28.72%-7.9pp | 25.30%-4.4pp | 220.34%-199.5pp |
| Employer contribution / active EE | $1,418 | $4,099-65.4% | $3,420-58.5% | $4,156-65.9% |
| Participant deferral / active EE | $3,030 | $5,552-45.4% | $4,690-35.4% | $6,407-52.7% |
| Admin fee / account holder | $1,834 | $15,028-87.8% | $12,016-84.7% | $12,270-85.1% |