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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,597 | $110,410-75.0% | $102,437-73.1% | $145,897-81.1% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 15.01% | 24.85%-9.8pp | 24.95%-9.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $3,454 | $4,217-18.1% | $3,871-10.8% | $4,663-25.9% |
| Participant deferral / active EE | $10,911 | $5,622+94.1% | $5,060+115.6% | $6,689+63.1% |
| Admin fee / account holder | $1,564 | $9,745-83.9% | $8,388-81.3% | $13,390-88.3% |