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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,419 | $111,535-51.2% | $105,223-48.3% | $137,256-60.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 22.57% | 237.85%-215.3pp | 180.65%-158.1pp | 220.34%-197.8pp |
| Employer contribution / active EE | $3,277 | $3,939-16.8% | $3,689-11.2% | $4,156-21.2% |
| Participant deferral / active EE | $13,278 | $5,500+141.4% | $5,072+161.8% | $6,407+107.3% |
| Admin fee / account holder | $4,481 | $9,721-53.9% | $8,859-49.4% | $12,270-63.5% |