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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,987 | $76,519-96.1% | $56,025-94.7% | $145,897-98.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 12.87% | 3017.03%-3004.2pp | 1712.69%-1699.8pp | 552.29%-539.4pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,789 | $2,624-31.8% | $1,955-8.5% | $6,689-73.3% |
| Admin fee / account holder | $504 | $3,331-84.9% | $2,828-82.2% | $13,390-96.2% |