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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,297 | $58,275+10.3% | $81,844-21.4% | $80,935-20.6% |
| Participation rate | 92.6% | 63.5%+29.1pp | 72.4%+20.2pp | 67.7%+24.9pp |
| Annual return | 15.21% | 41.82%-26.6pp | 778.87%-763.7pp | 35.66%-20.4pp |
| Employer contribution / active EE | $6,123 | $2,346+161.0% | $2,916+109.9% | $2,757+122.1% |
| Participant deferral / active EE | $13,347 | $3,285+306.2% | $4,323+208.7% | $4,299+210.4% |
| Admin fee / account holder | $13,122 | $4,749+176.3% | $7,355+78.4% | $6,924+89.5% |