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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,313 | $160,070-83.6% | $147,117-82.1% | $145,897-82.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.93% | 98.69%-85.8pp | 420.54%-407.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,942 | $5,285-63.2% | $4,932-60.6% | $4,663-58.3% |
| Participant deferral / active EE | $4,952 | $8,419-41.2% | $8,065-38.6% | $6,689-26.0% |
| Admin fee / account holder | $4,230 | $15,035-71.9% | $12,993-67.4% | $13,390-68.4% |