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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,976 | $30,437-40.9% | $56,033-67.9% | $74,459-75.9% |
| Participation rate | 23.4% | 32.9%-9.5pp | 52.5%-29.1pp | 67.2%-43.8pp |
| Annual return | 18.30% | 24.96%-6.7pp | 1711.38%-1693.1pp | 1369.70%-1351.4pp |
| Employer contribution / active EE | $433 | $610-29.0% | $1,041-58.4% | $2,626-83.5% |
| Participant deferral / active EE | $641 | $1,176-45.5% | $1,954-67.2% | $4,350-85.3% |
| Admin fee / account holder | $5,174 | $2,363+118.9% | $2,827+83.0% | $1,945+166.0% |