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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,706 | $114,013-94.1% | $103,693-93.5% | $155,188-95.7% |
| Participation rate | 84.6% | 75.2%+9.4pp | 72.6%+12.0pp | 80.8%+3.8pp |
| Annual return | 22.20% | 49.31%-27.1pp | 47.61%-25.4pp | 148.84%-126.6pp |
| Employer contribution / active EE | $1,325 | $3,131-57.7% | $2,920-54.6% | $4,248-68.8% |
| Participant deferral / active EE | $1,918 | $4,970-61.4% | $4,579-58.1% | $6,531-70.6% |
| Admin fee / account holder | $315 | $8,407-96.3% | $7,858-96.0% | $14,480-97.8% |