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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,533 | $156,398-30.6% | $147,318-26.3% | $138,895-21.9% |
| Participation rate | 27.8% | 83.8%-56.0pp | 82.1%-54.3pp | 79.9%-52.1pp |
| Annual return | 26.55% | 78.75%-52.2pp | 70.43%-43.9pp | 145.39%-118.8pp |
| Employer contribution / active EE | $2,701 | $4,853-44.3% | $4,593-41.2% | $4,194-35.6% |
| Participant deferral / active EE | $5,232 | $8,237-36.5% | $7,906-33.8% | $6,396-18.2% |
| Admin fee / account holder | $7,415 | $14,976-50.5% | $13,708-45.9% | $12,562-41.0% |