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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,250 | $97,125-97.7% | $86,233-97.4% | $137,256-98.4% |
| Participation rate | 90.5% | 74.2%+16.3pp | 69.0%+21.5pp | 80.0%+10.5pp |
| Annual return | 57.42% | 74.19%-16.8pp | 61.39%-4.0pp | 220.34%-162.9pp |
| Employer contribution / active EE | $854 | $2,841-69.9% | $2,504-65.9% | $4,156-79.4% |
| Participant deferral / active EE | $1,319 | $5,180-74.5% | $4,559-71.1% | $6,407-79.4% |
| Admin fee / account holder | $407 | $9,725-95.8% | $8,342-95.1% | $12,270-96.7% |