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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,893 | $100,970-70.4% | $96,576-69.0% | $137,256-78.2% |
| Participation rate | 91.3% | 82.6%+8.7pp | 81.4%+9.9pp | 80.0%+11.3pp |
| Annual return | 15.20% | 38.16%-23.0pp | 38.47%-23.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,809 | $3,809-26.3% | $3,553-20.9% | $4,156-32.4% |
| Participant deferral / active EE | $2,277 | $8,286-72.5% | $7,956-71.4% | $6,407-64.5% |
| Admin fee / account holder | $816 | $11,312-92.8% | $11,381-92.8% | $12,270-93.4% |