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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,248 | $154,228-34.4% | $145,433-30.4% | $137,256-26.2% |
| Participation rate | 50.0% | 83.8%-33.8pp | 82.1%-32.1pp | 80.0%-30.0pp |
| Annual return | 17.11% | 74.59%-57.5pp | 66.58%-49.5pp | 220.34%-203.2pp |
| Employer contribution / active EE | $11,169 | $4,804+132.5% | $4,554+145.2% | $4,156+168.7% |
| Participant deferral / active EE | $6,380 | $8,216-22.4% | $7,897-19.2% | $6,407-0.4% |
| Admin fee / account holder | $435 | $14,344-97.0% | $13,129-96.7% | $12,270-96.5% |