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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,117 | $154,228-66.9% | $145,433-64.9% | $137,256-62.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.43% | 74.59%-56.2pp | 66.58%-48.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $7,244 | $4,804+50.8% | $4,554+59.0% | $4,156+74.3% |
| Participant deferral / active EE | $12,368 | $8,216+50.5% | $7,897+56.6% | $6,407+93.0% |
| Admin fee / account holder | $3,666 | $14,344-74.4% | $13,129-72.1% | $12,270-70.1% |