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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,559 | $123,155+59.6% | $108,753+80.7% | $155,188+26.7% |
| Participation rate | 50.0% | 75.6%-25.6pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 18.13% | 44.73%-26.6pp | 37.47%-19.3pp | 148.84%-130.7pp |
| Employer contribution / active EE | $2,458 | $2,811-12.6% | $2,427+1.3% | $4,248-42.1% |
| Participant deferral / active EE | $6,128 | $4,623+32.5% | $4,115+48.9% | $6,531-6.2% |
| Admin fee / account holder | $0 | $12,126-100.0% | $10,320-100.0% | $14,480-100.0% |