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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,129 | $55,889+370.8% | $76,119+245.7% | $80,935+225.1% |
| Participation rate | 88.5% | 62.1%+26.4pp | 69.1%+19.4pp | 67.7%+20.8pp |
| Annual return | 14.15% | 20.58%-6.4pp | 361.25%-347.1pp | 35.66%-21.5pp |
| Employer contribution / active EE | $8,496 | $1,866+355.3% | $2,693+215.5% | $2,757+208.2% |
| Participant deferral / active EE | $13,479 | $3,051+341.7% | $4,259+216.5% | $4,299+213.5% |
| Admin fee / account holder | $1,867 | $5,241-64.4% | $6,421-70.9% | $6,924-73.0% |