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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,993 | $88,996+232.6% | $78,004+279.5% | $138,895+113.1% |
| Participation rate | 95.0% | 74.4%+20.6pp | 69.4%+25.6pp | 79.9%+15.1pp |
| Annual return | 17.87% | 28.03%-10.2pp | 31.07%-13.2pp | 145.39%-127.5pp |
| Employer contribution / active EE | $10,350 | $2,917+254.8% | $2,469+319.2% | $4,194+146.8% |
| Participant deferral / active EE | $15,652 | $4,724+231.3% | $4,092+282.5% | $6,396+144.7% |
| Admin fee / account holder | $82,184 | $8,807+833.1% | $7,578+984.5% | $12,562+554.2% |