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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,059 | $29,733-56.1% | $56,025-76.7% | $80,959-83.9% |
| Participation rate | 31.7% | 41.7%-10.0pp | 52.5%-20.8pp | 67.7%-36.0pp |
| Annual return | 14.31% | 35.28%-21.0pp | 1712.69%-1698.4pp | 35.67%-21.4pp |
| Employer contribution / active EE | $566 | $672-15.7% | $1,042-45.7% | $2,757-79.5% |
| Participant deferral / active EE | $1,001 | $1,229-18.6% | $1,955-48.8% | $4,300-76.7% |
| Admin fee / account holder | $1,070 | $2,434-56.0% | $2,828-62.2% | $6,925-84.6% |