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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,078 | $29,319-28.1% | $52,425-59.8% | $82,448-74.4% |
| Participation rate | 23.9% | 46.9%-22.9pp | 55.6%-31.7pp | 68.1%-44.2pp |
| Annual return | 22.42% | 535.20%-512.8pp | 302.12%-279.7pp | 41.64%-19.2pp |
| Employer contribution / active EE | $492 | $586-16.1% | $914-46.2% | $2,551-80.7% |
| Participant deferral / active EE | $1,087 | $1,171-7.2% | $1,790-39.3% | $4,139-73.7% |
| Admin fee / account holder | $1,765 | $1,962-10.0% | $2,495-29.3% | $7,234-75.6% |