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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,558 | $172,111-37.5% | $150,298-28.4% | $137,256-21.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 31.20% | 69.37%-38.2pp | 62.79%-31.6pp | 220.34%-189.1pp |
| Employer contribution / active EE | $4,613 | $4,636-0.5% | $4,154+11.1% | $4,156+11.0% |
| Participant deferral / active EE | $9,663 | $6,166+56.7% | $5,453+77.2% | $6,407+50.8% |
| Admin fee / account holder | $5,469 | $16,471-66.8% | $14,116-61.3% | $12,270-55.4% |