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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,041 | $106,749-76.5% | $145,433-82.8% | $82,448-69.6% |
| Participation rate | 83.9% | 75.6%+8.2pp | 82.1%+1.8pp | 68.1%+15.8pp |
| Annual return | 17.27% | 27.59%-10.3pp | 66.58%-49.3pp | 41.64%-24.4pp |
| Employer contribution / active EE | $907 | $3,444-73.7% | $4,554-80.1% | $2,551-64.4% |
| Participant deferral / active EE | $3,756 | $6,519-42.4% | $7,897-52.4% | $4,139-9.3% |
| Admin fee / account holder | $946 | $8,390-88.7% | $13,129-92.8% | $7,234-86.9% |