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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,772 | $183,592-78.3% | $155,567-74.4% | $145,959-72.8% |
| Participation rate | 64.3% | 82.7%-18.4pp | 78.2%-13.9pp | 80.3%-16.0pp |
| Annual return | 10.62% | 61.24%-50.6pp | 64.74%-54.1pp | 561.95%-551.3pp |
| Employer contribution / active EE | $2,648 | $5,315-50.2% | $4,674-43.3% | $4,661-43.2% |
| Participant deferral / active EE | $4,461 | $6,464-31.0% | $5,628-20.7% | $6,689-33.3% |
| Admin fee / account holder | $3,044 | $19,318-84.2% | $15,916-80.9% | $13,398-77.3% |