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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,772 | $183,539-78.3% | $155,556-74.4% | $145,897-72.7% |
| Participation rate | 64.3% | 82.7%-18.4pp | 78.2%-13.9pp | 80.3%-16.0pp |
| Annual return | 10.62% | 61.31%-50.7pp | 64.84%-54.2pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,648 | $5,315-50.2% | $4,675-43.4% | $4,663-43.2% |
| Participant deferral / active EE | $4,461 | $6,467-31.0% | $5,631-20.8% | $6,689-33.3% |
| Admin fee / account holder | $3,044 | $19,275-84.2% | $15,885-80.8% | $13,390-77.3% |