Retirement plan

RACKLIFFE SECURITY PROFESSIONALS, INC. 401(K) PLAN AND TRUST

Name: RACKLIFFE SECURITY PROFESSIONALS, INC. - RACKLIFFE SECURITY PROFESSIONALS, INC. 401(K) PLAN AND TRUST (2025) Form 5500
Creator: RACKLIFFE SECURITY PROFESSIONALS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RACKLIFFE SECURITY PROFESSIONALS, INC. 401(K) PLAN AND TRUST, RACKLIFFE SECURITY PROFESSIONALS, INC.

RACKLIFFE SECURITY PROFESSIONALS, INC.EIN 83-0985007Plan #001PY 2025

16 RAMAH CIRCLE SOUTH - AGAWAM, MA 01001413-786-1213rackliffe.comLinkedIn1-10 employeespublic safety

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$1.2M

+16.7% from 2024

Total participants

0.0% from 2024

Average account balance

$178,282

+16.7% from 2024

Annual return

13.01%

-3.59 pp from 2024

Benchmarks

See 54,432 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort54,432 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.25M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$178K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

140.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$39K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$178,282

$72,071+147.4%

$68,368+160.8%

$137,256+29.9%

Participation rate

100.0%

76.2%+23.8pp

73.8%+26.2pp

80.0%+20.0pp

Annual return

13.01%

353.14%-340.1pp

292.57%-279.6pp

220.34%-207.3pp

Employer contribution / active EE

$3,319

$2,788+19.1%

$2,649+25.3%

$4,156-20.1%

Participant deferral / active EE

$4,520

$4,410+2.5%

$4,123+9.6%

$6,407-29.4%

Admin fee / account holder

$5,336-100.0%

$5,150-100.0%

$12,270-100.0%

RACKLIFFE SECURITY PROFESSIONALS, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

RACKLIFFE SECURITY PROFESSIONALS, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion