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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,689 | $160,070-72.7% | $147,117-70.3% | $145,897-70.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.42% | 98.69%-84.3pp | 420.54%-406.1pp | 552.29%-537.9pp |
| Employer contribution / active EE | $7,681 | $5,285+45.3% | $4,932+55.7% | $4,663+64.7% |
| Participant deferral / active EE | $8,915 | $8,419+5.9% | $8,065+10.5% | $6,689+33.3% |
| Admin fee / account holder | $746 | $15,035-95.0% | $12,993-94.3% | $13,390-94.4% |