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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,347 | $102,393-76.2% | $147,041-83.4% | $80,911-69.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 15.31% | 134.95%-119.6pp | 419.21%-403.9pp | 35.63%-20.3pp |
| Employer contribution / active EE | $3,384 | $3,715-8.9% | $4,935-31.4% | $2,756+22.8% |
| Participant deferral / active EE | $4,492 | $6,647-32.4% | $8,071-44.3% | $4,297+4.5% |
| Admin fee / account holder | $2,554 | $7,943-67.8% | $13,006-80.4% | $6,935-63.2% |