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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,347 | $102,385-76.2% | $147,080-83.4% | $80,935-69.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.31% | 135.09%-119.8pp | 420.17%-404.9pp | 35.66%-20.3pp |
| Employer contribution / active EE | $3,384 | $3,717-9.0% | $4,933-31.4% | $2,757+22.8% |
| Participant deferral / active EE | $4,492 | $6,651-32.5% | $8,066-44.3% | $4,299+4.5% |
| Admin fee / account holder | $2,554 | $7,951-67.9% | $12,989-80.3% | $6,924-63.1% |