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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,492 | $76,522-92.8% | $56,033-90.2% | $145,884-96.2% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 14.06% | 3014.28%-3000.2pp | 1711.38%-1697.3pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,094 | $1,382+51.5% | $1,041+101.2% | $4,662-55.1% |
| Participant deferral / active EE | $4,513 | $2,624+72.0% | $1,954+130.9% | $6,690-32.5% |
| Admin fee / account holder | $1,691 | $3,328-49.2% | $2,827-40.2% | $13,392-87.4% |