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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,234 | $29,716-68.9% | $56,077-83.5% | $80,925-88.6% |
| Participation rate | 68.0% | 41.7%+26.3pp | 52.5%+15.5pp | 67.7%+0.3pp |
| Annual return | 15.33% | 35.30%-20.0pp | 1709.28%-1693.9pp | 35.65%-20.3pp |
| Employer contribution / active EE | $1,359 | $671+102.5% | $1,040+30.6% | $2,756-50.7% |
| Participant deferral / active EE | $684 | $1,228-44.3% | $1,954-65.0% | $4,299-84.1% |
| Admin fee / account holder | $1,380 | $2,432-43.3% | $2,825-51.2% | $6,940-80.1% |