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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,966 | $87,878-61.3% | $97,411-65.1% | $82,637-58.9% |
| Participation rate | 32.3% | 75.6%-43.3pp | 80.4%-48.1pp | 68.1%-35.8pp |
| Annual return | 28.29% | 54.63%-26.3pp | 34.72%-6.4pp | 53.51%-25.2pp |
| Employer contribution / active EE | $1,394 | $3,800-63.3% | $4,210-66.9% | $2,552-45.4% |
| Participant deferral / active EE | $2,651 | $5,525-52.0% | $5,886-55.0% | $4,126-35.8% |
| Admin fee / account holder | $52 | $6,743-99.2% | $7,145-99.3% | $7,339-99.3% |