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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,966 | $93,692-63.7% | $116,538-70.9% | $86,983-61.0% |
| Participation rate | 32.3% | 79.6%-47.4pp | 82.6%-50.3pp | 69.5%-37.3pp |
| Annual return | 28.29% | 26.00%+2.3pp | 17.97%+10.3pp | 25.83%+2.5pp |
| Employer contribution / active EE | $1,394 | $3,831-63.6% | $4,541-69.3% | $2,584-46.1% |
| Participant deferral / active EE | $2,651 | $5,612-52.8% | $6,207-57.3% | $4,194-36.8% |
| Admin fee / account holder | $52 | $7,586-99.3% | $8,737-99.4% | $7,856-99.3% |