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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,609 | $201,370-36.1% | $184,256-30.2% | $145,897-11.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.49% | 29.05%-13.6pp | 28.85%-13.4pp | 552.29%-536.8pp |
| Employer contribution / active EE | $22,781 | $7,024+224.3% | $6,427+254.4% | $4,663+388.6% |
| Participant deferral / active EE | $13,133 | $9,808+33.9% | $9,133+43.8% | $6,689+96.3% |
| Admin fee / account holder | $720 | $16,364-95.6% | $13,899-94.8% | $13,390-94.6% |