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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,580 | $73,787-83.0% | $98,716-87.3% | $82,448-84.7% |
| Participation rate | 90.3% | 61.4%+28.9pp | 69.3%+21.0pp | 68.1%+22.3pp |
| Annual return | 13.32% | 18.57%-5.2pp | 31.81%-18.5pp | 41.64%-28.3pp |
| Employer contribution / active EE | $955 | $1,511-36.8% | $2,279-58.1% | $2,551-62.6% |
| Participant deferral / active EE | $1,362 | $3,081-55.8% | $4,048-66.3% | $4,139-67.1% |
| Admin fee / account holder | $1,161 | $6,500-82.1% | $8,703-86.7% | $7,234-84.0% |