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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,822 | $227,399+20.9% | $189,758+44.8% | $198,609+38.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 21.18% | 61.03%-39.9pp | 52.62%-31.4pp | 202.70%-181.5pp |
| Employer contribution / active EE | $0 | $5,526-100.0% | $4,767-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $23,500 | $6,837+243.7% | $5,856+301.3% | $6,977+236.8% |
| Admin fee / account holder | $3,868 | $25,162-84.6% | $20,388-81.0% | $19,030-79.7% |