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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,656 | $76,519-95.2% | $56,025-93.5% | $145,897-97.5% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 12.94% | 3017.03%-3004.1pp | 1712.69%-1699.7pp | 552.29%-539.3pp |
| Employer contribution / active EE | $0 | $1,383-100.0% | $1,042-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $780 | $2,624-70.3% | $1,955-60.1% | $6,689-88.3% |
| Admin fee / account holder | $98 | $3,331-97.1% | $2,828-96.5% | $13,390-99.3% |