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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,677 | $124,425+44.4% | $112,040+60.4% | $137,256+30.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 18.35% | 24.72%-6.4pp | 24.52%-6.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $8,998 | $3,411+163.8% | $2,954+204.6% | $4,156+116.5% |
| Participant deferral / active EE | $10,236 | $5,718+79.0% | $5,098+100.8% | $6,407+59.8% |
| Admin fee / account holder | $15,335 | $15,207+0.8% | $12,098+26.8% | $12,270+25.0% |