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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,025 | $150,435-87.4% | $120,580-84.2% | $145,897-87.0% |
| Participation rate | 71.4% | 78.8%-7.4pp | 72.0%-0.5pp | 80.3%-8.9pp |
| Annual return | 30.34% | 154.60%-124.3pp | 107.48%-77.1pp | 552.29%-521.9pp |
| Employer contribution / active EE | $4,075 | $4,352-6.4% | $3,469+17.5% | $4,663-12.6% |
| Participant deferral / active EE | $7,090 | $6,174+14.8% | $4,995+41.9% | $6,689+6.0% |
| Admin fee / account holder | $2,884 | $12,182-76.3% | $9,418-69.4% | $13,390-78.5% |