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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,819 | $172,111-64.7% | $150,298-59.5% | $137,256-55.7% |
| Participation rate | 72.7% | 81.7%-9.0pp | 77.8%-5.0pp | 80.0%-7.2pp |
| Annual return | 20.79% | 69.37%-48.6pp | 62.79%-42.0pp | 220.34%-199.6pp |
| Employer contribution / active EE | $7,440 | $4,636+60.5% | $4,154+79.1% | $4,156+79.0% |
| Participant deferral / active EE | $6,143 | $6,166-0.4% | $5,453+12.7% | $6,407-4.1% |
| Admin fee / account holder | $798 | $16,471-95.2% | $14,116-94.3% | $12,270-93.5% |