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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,805 | $185,312-62.9% | $161,489-57.4% | $154,746-55.5% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 15.26% | 103.84%-88.6pp | 89.72%-74.5pp | 172.34%-157.1pp |
| Employer contribution / active EE | $3,055 | $4,769-35.9% | $4,268-28.4% | $4,379-30.2% |
| Participant deferral / active EE | $4,770 | $6,350-24.9% | $5,630-15.3% | $6,730-29.1% |
| Admin fee / account holder | $269 | $18,654-98.6% | $16,006-98.3% | $14,365-98.1% |