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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,491 | $88,672-47.6% | $105,223-55.8% | $82,448-43.6% |
| Participation rate | 65.9% | 67.9%-2.0pp | 75.0%-9.1pp | 68.1%-2.2pp |
| Annual return | 22.20% | 30.86%-8.7pp | 180.65%-158.4pp | 41.64%-19.4pp |
| Employer contribution / active EE | $2,794 | $3,048-8.3% | $3,689-24.3% | $2,551+9.5% |
| Participant deferral / active EE | $6,527 | $4,036+61.7% | $5,072+28.7% | $4,139+57.7% |
| Admin fee / account holder | $3,866 | $7,146-45.9% | $8,859-56.4% | $7,234-46.6% |